Working Capital

Financing for Construction Companies and Contractors

At South Point Equity, we know how valuable business financing can be. However, we also recognize that getting you your money quickly is just as critical. When you need business funding, you need it today, not tomorrow. That’s why we’ve dedicated ourselves to making it easier than ever for small and mid-sized business in the construction industry to obtain quick working capital.

Business Loans

The length of the loans can be customized, usually 3 to 18 months, and they require relatively little paperwork and a simple application to start. Funding amounts are generally $5000 to $500,000.

The underwriting and approval process are designed to provide business owners quick answers. Once approved, funds are available in as little as 24 hours. Payments are made via automated daily, weekly, or monthly debits via ACH from your business bank account. Most importantly, average or poor credit is not a deal breaker. These loans rarely require any equity or personal collateral.

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Line of Credit

Draw whenever you want, pay only for what you use.

In today's fast-paced business environment, there are many demands for construction companies, contractors, and builders. Concerns with starting new jobs, purchasing equipment or materials and the constant requirement to cover payroll. A line of credit offers you peace of mind by having money available for any business expense. Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.

  • Application process requires relatively little paperwork and a simple application to start.

  • The underwriting and approval process are designed to provide business owners quick answers.

  • Once approved, business owners have their funds in as little as 24 hours. 

  • Draw funds from your computer whenever your business needs an influx of capital.

  • Credit lines up to $250,000.

  • Available credit replenishes as you pay.

  • Less stringent credit requirements than a bank.

Construction Factoring

Turn Your Unpaid Invoices into Cash

In today's fast-paced business environment, there are many demands for construction companies, contractors, and builders. Concerns with starting new jobs, purchasing equipment or materials and the constant requirement to cover payroll. A line of credit offers you peace of mind by having money available for any business expense. Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.

Create a custom financing solution for your business